Family and Personal Income Plan

Aims to provide a monthly benefit if your client dies while covered by the policy. Optional Critical Illness Cover also available.


A plan designed to provide a monthly benefit if the client dies or is diagnosed with a specified critical illness (if Critical Illness Cover or Critical Illness Extra are chosen) during the term of the plan. It also pays out if the life insured is terminally ill and they meet our definition, at any time during the cover in place. 

Although Family and Personal Income Plans are designed to pay a monthly benefit, a commuted lump sum payment can be taken instead when a claim is made.