Retirement income

Our retirement income products include lifetime annuities that reflect health and lifestyle conditions, and fixed term products. The fixed term products are designed to generate an income for your client. Our Fixed Term Retirement Plan has a maturity value at the end of a defined period.

Lifetime Care Plan

Our Lifetime Care Plan, an immediate needs annuity, provides a guaranteed monthly payment for life to help pay for your clients’ care home fees.

Product overview

Find out who it might be suitable for, the cover it can provide and additional options.

Lifetime Mortgages

A lifetime mortgage allows your clients to unlock equity from their home without moving and is a loan secured against the client’s home.

Our Lifetime Mortgages can be taken as a lump sum with drawdown options or as a monthly income. Choose from Flexible (Flexible Lifetime Mortgage), Optional Payment (Optional Payment Lifetime Mortgage) or Income (Income Lifetime Mortgage).



Retirement Interest Only Mortgage

If your client’s existing interest-only mortgage is coming to an end, they could use the Retirement Interest Only Mortgage (RIO) to pay the outstanding balance and stay in the home they love.