Optional Payment Lifetime Mortgage

Our Optional Payment Lifetime Mortgage is different to our Flexible Lifetime Mortgage because it allows your client to pay some, or all, of the monthly interest by Direct Debit.

There’s no affordability assessment and your client can stop making monthly interest payments at any time. Paying the interest will reduce the overall cost of the loan.

Dual valuation approach

We have a dual valuation approach PDFsize: 245KB. For new applications you're now able to select the client’s preference for a physical or desktop on Apply Online.